Let’s Talk About: Cash-Based Physical Therapy
Why choose a cash-based, out-of-network PT?
Why choose an out-of-network provider?
Without a doubt, health insurance is important. Insurance provides security for the health and wellness for ourselves and our family members and can assist us in getting the help we deserve.
Unfortunately, it’s not a perfect system and we’ve all dealt with the consequences of it.
Ineffective care, the runaround of finding the right in-network healthcare provider, and the frustration of handling the billing process can all be a part of the conventional way of receiving treatment.
For physical therapy, the benefits of seeing an out-of-network provider of your choosing often outweighs going through the hassle of finding an in-network therapist. New World Physical Therapy and Performance gives you the best (and despite common misconception, affordable) care possible as an out-of-network provider.
Our #1 Focus
Quality Care
Being out-of-network lets us operate like a healthcare provider and not a business.
We think it’s safe to say that most physical therapists don’t get into the healthcare industry to operate a business — we just want to help people.
Unfortunately, the insurance system can make it quite difficult to simply fund the running of the practice and provide the best care. Often, providers working with insurance companies need to cycle through patients (sometimes as many as one every 15 minutes) to keep the lights on.
The typical insurance-based scenario goes something like this:
- You come in seeking help with an authorization or a prescription — another time-consuming process
- A PT performs a short evaluation, 30 minutes or less, according to the clinic’s quota to make a liveable profit as they also hop around to other patients during your hour
- Your PT then needs to write out the evaluation which takes up more of the hour of time you have reserved
- An assistant or aide provides treatment at the instruction of the PT, not the PT themselves
- The clinic submits the evaluation and treatment codes to your insurance company
- The insurance company pays their portion to the PT then you pay the rest
That’s not what New World Performance wants for our patients.
As an out-of-network physical therapy provider, we’re not constricted by the typical operational issues that physical therapy clinics relying on insurance have. We can focus on you.
Here, a licensed doctor of physical therapy gives you one-on-one undivided attention throughout the entirety of your visit.
This way, we’re able to focus solely on you and provide the quality of care you deserve. You’re paying for it whether it’s in-network or out-of-network, just in different ways.
Get More Out of Your Mobile pt Session
Time & Cost Savings
Not only are you receiving quality care, but there’s also an element of time savings that many patients don’t realize because we’re all used to how the conventional system works.
Because you’re being seen by the physical therapist for the whole hour of your appointment, you’ll actually need fewer appointments to achieve the same results through an insurance-based provider.
A physical therapist that isn’t working under the constriction of health insurance companies can achieve the same results or better in as little as 4 thorough sessions than with 12 visits at an in-network practice.
That’s because you end up getting more time with your physical therapist in 4 sessions than in 12. That’s fewer days you need to take away from work or time on the weekends that you could spend doing the things you love.
Plus, the out-of-pocket cost to you, with co-pays and deductibles, will generally be about the same as paying up front for the fewer sessions needed with an out-of-network practice.
Face-to-Face, Dedicated to You
Ease of Communication
Not only is in-person communication extremely valuable, but it’s also the most convenient way to talk to your PT.
New World Performance and Physical Therapy values not only your time but also your continued feedback as we work through the physical therapy session together. You won’t have to deal with calling reception or sending a message through a portal to take the message to your PT, then have your PT call you back when they’ve got a minute to spare between patient visits. A process like this can take days.
Because you’re spending the entire hour with your PT, you can provide continuous feedback which allows your PT to adjust the treatment throughout the session.
We’ll never assign an assistant or aide who provides the initial prescribed treatment, only to delay the appropriately adjusted treatment that only a physical therapist can assess.
Treatments to Get You Feeling Better
Wellness is Our Goal
At New World Performance and Physical Therapy, we not only want you to feel better, but also to be better.
When you come to us, we treat the symptoms of your injury to help you feel relief as quickly as possible, just like all physical therapists would.
But as a provider that doesn’t rely on insurance companies, we have the luxury of looking at the whole picture to figure out what you need so that you don’t experience the same injury again. And you certainly deserve that kind of service whether you pay us, or you pay an insurance company.
We don’t fill holes in a leaky dam; we rebuild it.
But Wait! There’s More
Other Benefits
Simply, less homework.
If you’ve received treatment at an insurance-based provider in the past, you may have been assigned homework to assist in the recovery process.
If we’re honest, patients rarely complete the assigned work, and if they do, it’s not done correctly, making it ineffective and a waste of their time. As well meaning as a PT is and as diligent as you can be, you probably don’t have the experience to self-assess if you are doing the assigned exercises correctly.
That’s not your fault — that’s our job as your PT.
During your hour with us, we’re going to assess and reassess throughout your appointment, and help you through your exercises to maximize your time and the benefit from coming to see us. That means less independent work for you at home.
There are no limits on your personalized treatment.
While health insurance can be a literal lifesaver when it comes to costly emergencies or surgeries, it can also limit the type (and the quality and effectiveness) of your treatment.
Some treatments have higher billing codes than others. In-network providers can maximize reimbursement by submitting those codes instead of using the treatment and codes that are most appropriate for your situation. It’s an unfortunate reality that PTs face to do the work they love and to keep their business afloat.
As an out-of-network practice, we provide the most effective treatment to every patient with similar out-of-pocket costs as insurance-based providers.